Golf Insurance

All golfers are encouraged to be covered by golfers' insurance. Golfers' insurance gives you a peace of mind to enjoy your game.

It covers you for loss or damage of your golf equipment, and indemnifies you for celebratory costs on the happy occasion when you score a hole-in-one. More importantly, it protects you from claims made against you in the unfortunate event when injury is caused to others during the course of your game. It also covers any damage you may accidentally cause to property belonging to others such as club buggy and gives some financial protection for injury or medical expenses incurred while golfing. 

If you are not already covered by a golfer’s insurance at another golf club, you can purchase a golfer’s insurance from NSRCC’s appointed insurer, MSIG Insurance (Singapore) Pte Ltd

NSRCC makes its best effort to source for the most value for money golfers’ insurance package for members. The service is offered as an add-on service provided by the Club to members on a cost-to-cost basis. However, premiums are subject to annual revision at prevailing market rates.


(A) Members with Valid Handicap

Coverage starts from 1 April 2024 to 31 March 2025. The annual premium per golfer is $27.25. Please refer to details of coverage here.


1. Geographical Limit - Worldwide excluding USA and Canada (subject to Singapore Jurisdiction)

2. Age Limit - In respect of Personal Accident Coverage, the age limit for member is between 5 years old to 70 years old (both inclusive). Other coverage will still remain. 


(B) Members Without Handicap including Proficiency Certificate

Coverage starts from 1 April 2024 to 31 March 2025.  The premium per Beginner golfer is S$21.80. Please refer to details of coverage here.


(C) Members or Signed-in Guests who do not have Golfers' Insurance Coverage but would like to take up Day Cover Golfers' Insurance Coverage while golfing at NSRCC

Coverage is for per day basis at S$10.90 for members and S$13.63 for signed-in guests. Please refer to details of coverage here.



Members who want to sign-up for the golfers' insurance with the Club's appointed insurer MSIG may simply complete this application and email to or fax to 6545 6508.

(A)  Members with valid handicap please download application form from here.

(B)  Members without handicap (including proficiency certificate) please download application form here.

(C) For Day Cover Golfers' Insurance, please download application form here.

Alternatively, you can approach our staff at Main Lobby Reception or Golf Reception for assistance. For more information, or if you have any queries in regards to the golfers' insurance, please contact us at 6540 8588/8543

Please take note that policy letter will be mailed to successful applicant within the same month of enrolment for (A) & (B) only.

For exisiting members' Spouse and Nominees' premium, it will be billed to the principal membership accounts followed by a renewal policy letter. 



To ensure that your insurance claim is being processed with minimum delay, we have arranged for MSIG to deal with your claim directly. 

If you need to lodge a claim for loss/damage to golfing equipment or 'hole in one', download the form here and submit it together with the relevant documents to:

MSIG does not require the hardcopy documents but members are advised to retain all original documents for a period of six (6) months from claim submission date for MSIG's verification when required.
If you have any doubts, please call any of the following personnel of MSIG Insurance (S) Pte Ltd for assistance.  
  • Desmond Teo - 6012 1402

  • Jacqueline Tan - 6012 1398

  • Eileen Khoo - 6012 1374

Please refer to Frequently Asked Questions regarding claims here